Retire with confidence.
Simulate 10,000 futures in seconds.

Actuarial‑grade Monte Carlo simulations estimate how long your nest egg (your retirement savings) could last—and what changes might extend it.

ActuaPlan nest-egg illustration

Illustration adapted from Romana Akter Rupa via Vecteezy.

Longevity as a distribution
Models thousands of lifespans—not a single "age 95"—so longevity risk is built in.
Sequence‑of‑returns risk & fat tails
Incorporates sequence-of-returns risks and large market drops into every simulation.
Health & LTC shocks
Includes stochastic health‑cost shocks to show how surprise bills affect chance of success.
Adaptive guardrails
Use adaptive withdrawal rules (e.g. Guyton-Klinger) that adjust as markets move.

Latest Insights

ActuaPlan Update v1.1 Sharing feature and Inflation model

October 12, 2025

Sharing feature now in beta, revision to default inflation model

Introducing ActuaPlan v1.0 - A Smarter Way to Plan for Retirement

October 1, 2025

ActuaPlan is now live with early-bird offer.

My story, my mission, my motivation

September 1, 2025

The person behind ActuaPlan.

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